Barry Habib, CEO of MBS Highway, is an American entrepreneur and frequent media resource for his mortgage and housing expertise.

• Amazon #1 bestselling author for his book “Money in the Streets”

• Widely credited with saving the Mortgage Industry in 2020 from Margin Calls due to Fed Actions. His presentation to the Fed created stability at a critical time.

Notable Awards

• Three-time Crystal Ball Award Winner by Zillow and Pulsenomics for the most accurate Real Estate forecasts out of 150 of the top economists in the US

• 2019 Mortgage Professional of the Year

• Finalist for the Ernst & Young Entrepreneur of the Year

• Named to Mortgage Global 100 List

• The St. Armand Ventures Businessman of the Year 2021

• Named to the list of 100 People to Watch in 2023

During his mortgage sales career, Barry personally originated over $2 Billion.

-Lead Producer and Managing Partner for “Rock of Ages” – the 27th longest running show in Broadway history.

-Produced Criss Angel’s “Mindfreak” at Planet Hollywood in Vegas.

-Highest rated speaker and trainer for over 25 years in mortgage and real estate.

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is a member of the Board of Directors of MISMO, the membership committee of MERS, and the Smith Enterprise Risk Consortium’s (SERC’s) Advisory Council. Prior to joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Chris Hall is the Head of the Mortgage Innovation Lab and a Director of Product Management at LendingTree. As Head of the Mortgage Innovation Lab, he leads a team that is responsible for testing and maturing innovative products and features that help consumers find their best mortgage loans, and lenders close more mortgage loans while growing LendingTree’s mortgage business.

Prior to leading the Mortgage Innovation Lab, Chris had several leadership roles at LendingTree in both Product and Consumer Research. Before joining LendingTree, Chris was part of the marketing strategy and product development teams at CarMax where he led the development, launch, and growth of new SEO products and features.

He resides in Richmond, VA with his wife and daughter